Plantation Key

If you want water access and an Upper Keys pace, it's hard to beat — 29 of 36 active homes are waterfront, and the area is anchored by the Cheeca Lodge Resort. Families also have solid assigned schools in Plantation Key School and Coral Shores High School, making it work for full-timers, not just seasonal owners.

Yes, it's a premium market — the median list price is $1,345,000 and 20 of the current 36 listings are priced above $1 million. Prices span widely, from around $348,000 up to $40,000,000, so there's a floor for smaller footprints but the bulk of inventory sits well into seven figures.

Expect a median list price around $1,345,000, with an average of $1,651 per square foot on a median home size of 1,504 sqft. Over the last 12 months, 27 homes sold at a median price of $1,400,000, so buyers and sellers are landing near that mark.

It's tight but not frantic — 36 active listings with a median 55.5 days on market means homes move at a measured pace. Sellers are getting about 93% of asking on average, which tells you well-priced offers get done while there's still meaningful room to negotiate. You can track new Tavernier homes for sale as they hit.

HOA data isn't reported for most of these homes, so many are fee-simple waterfront properties without a monthly association charge. The median property tax runs about $6,436 per year, which is modest relative to the price point — worth confirming per parcel since waterfront assessments vary.