
1410 NW 28TH STREET, GAINESVILLE, FL, 32605
Active124 days on marketListed Apr 14, 2026MLS #GC539428
About this home
1410 NW 28TH STREET
PRICE IMPROVEMENT — NOW $324,900! For the first time since it was custom built in 1967, 1410 NW 28th Street is being offered for sale. Owned and cared for by the same family for nearly 60 years, this solid brick home offers something increasingly difficult to find in Gainesville: nearly 2,000 square feet of living space, approximately one-third of an acre, NO HOA, and an incredibly convenient location near the University of Florida. With approximately 1,920 heated and cooled square feet and roughly 2,500 total square feet, the home has a spacious, flexible floor plan with multiple living areas, a separate breakfast room, generous garage, and plenty of room for entertaining, working from home, hobbies, or simply spreading out. Inside, the home has been freshly updated with new upgraded carpet in the bedrooms, professionally installed luxury vinyl plank flooring in the front living and dining rooms, and fresh interior paint throughout. Thoughtful material selections give the home a clean, polished feel while preserving the character that makes it unique. Even better, several major expenses have already been addressed, including a BRAND-NEW 2026 ROOF with transferable warranty, BRAND-NEW gas water heater, and a recent four-point inspection available for buyer review. And then there’s the location. With NO HOA, proximity to UF, and short-term rental eligibility, this property offers tremendous flexibility as a primary residence, second home, game-day retreat, or investment-minded purchase. On fall Saturdays, you can even hear the energy of Florida Field from home. The well-kept kitchen and bathrooms retain their original retro character—perfect for someone who appreciates vintage style or an opportunity for a new owner to update and personalize over time. The property also has a notably steep driveway, something buyers should experience in person. At $324,900, the price reflects both the home's existing character and the opportunity it presents. What you're getting is a solidly built, well-maintained, move-in-ready brick home with major improvements already completed, generous living space, a substantial lot, no HOA, and a location that is becoming increasingly difficult to replicate. This isn't another cookie-cutter house. It's a one-owner Gainesville home with nearly 60 years of history, real substance, and plenty of potential for its next chapter.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,920
Sqft
0.35 ac
Lot size
2
Garage
1967
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,463 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,463/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.9%
$/sqft vs RIDGEWOOD
$169 vs $216
Days on market
124 vs 46 typical
Where $169/sqft sits among the 14 homes for sale in RIDGEWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgewood
Get to know Gainesville. See the full Gainesville guide →
Ridgewood — neighborhood snapshot
Population
402
Median age
27
Median income
$110,617
Median home value
$286,700
Avg household
3
Households w/ children
30%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 14
RIDGEWOOD have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1410 NW 28TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$655,000
2320 JAMES LANE · same community
4 bd · 2 ba · 1,860 sqft · $352/sqft · 6 DOM
Sold · Sep ’25$457,500
11861 DOWNY BIRCH DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $248/sqft · 44 DOM
Sold · Mar ’26$379,000
11951 DOWNY BIRCH DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $205/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Natasha Boges
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1410 NW 28TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1410 NW 28TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Natasha's phone and CRM.
Straight answers
1410 NW 28TH STREET FAQs
What would the monthly payment be for 1410 NW 28TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,463/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1410 NW 28TH STREET?+
The most recent tax bill on record (2025) was $2,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1410 NW 28TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $324,900, this home is listed about 9% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1410 NW 28TH STREET?+
Littlewood Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$324,900 runs 26% above the GAINESVILLE 32605 median — but at 1,920 sqft it's also 32% larger than the typical Gainesville listing.
02Time on market is leverage
124 days on market against a Gainesville median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,900, now $324,900 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP, LLC · Skye Maze. MLS #GC539428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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