Natasha Boges
$599,990$649,9905 bd4.5 ba3,120 sqft$192 /sqft$3,968 /mo all-in ↓

5284 HIGH LINE DRIVE, ST CLOUD, FL, 34771

Active58 days on marketListed May 28, 2026MLS #O6408412

Reduced $50KNew constructionSingle Family ResidenceCENTER LAKE ON THE PARK

About this home

5284 HIGH LINE DRIVE

Under Construction. Welcome to 5284 High Line Drive in Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,120 square foot of thoughtfully designed living space with 5 bedrooms, 4 full bathrooms, and 1 half bathroom, providing comfort and functionality for the entire household. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, ideal for everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and attention to detail in every room. Other highlights include a formal dining room, a huge and versatile loft space, a private lanai for outdoor relaxation and entertaining, and a 3-car garage. The owner's bedroom features a spa-like en-suite bathroom and walk-in closet, offering a comfortable retreat at the end of each day. 4 bedrooms provide generous space for family members or guests. This home is situated in a well-planned neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. The surrounding area offers a welcoming environment for families and individuals alike.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,120

Sqft

0.14 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$192

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorCrown Molding · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$64/mo
Taxes (2025)$3,382/yr
PetsYes
CommunityCommunity Mailbox · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,968 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$282
HOA fee — from the listing$64
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,999
Interest rate6.00%
Loan term

Estimated payment

$3,968/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$282
HOA / condo fee$64
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$503KedgeAI estimate $572,892 · range $524K$643K$668K

vs edgeAI estimate

+4.7%

$/sqft vs CENTER LAKE ON THE PARK

$192 vs $210

Days on market

58 vs 33 typical

Where $192/sqft sits among the 14 homes for sale in CENTER LAKE ON THE PARK

3
2 · this home
7
1
0
1
$164–185$185–207$207–228$228–250$250–272$272+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5284 HIGH LINE DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)36 min
Universal Orlando39 min
Walt Disney World41 min
Downtown Orlando41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

13 of 14

CENTER LAKE ON THE PARK have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,990 $50K
May 28, 2026Listed at $649,990 · 58 days on market since
2026Built · CENTER LAKE ON THE PARK

Reality check

What actually sold near 5284 HIGH LINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5391 PARK GUELL STREETSold · Oct ’25

$641,990

5391 PARK GUELL STREET · same community

5 bd · 4 ba · 3,091 sqft · $208/sqft · 143 DOM

5350 PARK GUELL STREETSold · Aug ’25

$650,219

5350 PARK GUELL STREET · same community

4 bd · 4 ba · 2,977 sqft · $218/sqft · 0 DOM

1389 LUMPINI STREETSold · Jan ’26

$480,990

1389 LUMPINI STREET · same community

4 bd · 3.5 ba · 2,780 sqft · $173/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Natasha Boges

Your agent

Natasha Boges

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5284 HIGH LINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5284 HIGH LINE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Natasha's phone and CRM.

Goes straight to Natasha’s phone and CRM.

Straight answers

5284 HIGH LINE DRIVE FAQs

What would the monthly payment be for 5284 HIGH LINE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,968/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5284 HIGH LINE DRIVE?+

The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5284 HIGH LINE DRIVE?+

The most recent tax bill on record (2025) was $3,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5284 HIGH LINE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $599,990, this home is listed about 41% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5284 HIGH LINE DRIVE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6408412.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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